How can I afford dental services without insurance?

My husband's company doesn't offer insurance benefits, and I am self employed/ stay at home mom. We don't have any savings for things like this, and the pain is getting worse for me. I know a dental visit can cost upwards of $200 with x-rays and the needed fillings. I called a low-cost clinic and they said they will only treat me with severe pain, and they still require money up front.





Does anyone have any advice?

How can I afford dental services without insurance?
Many dental practices offer financing. Some even offer no interest options. You can find both in house financing (the office is doing the work and you make payments to them), and offices that use outside companies to sponser the loan.





I have seen many dental practices offer free exam and xrays for new patients, this may be an option in your area as well.





Don't be too overwhelmed when they give you a treatment plan, take it step by step, you don't have to get everything done at once. Do your treatment as you can afford it, doing what you can is far better then doing nothing.





Also, don't be afraid to call around, differant practices may have very differant fees! (Most importantly find someone you feel comfortable with! You can bring your xrays to a new office if you would like a second opinion, many will do a second opinion consultation for free.)





Good luck!
Reply:go to a county hosital, if there is a cost they will bill you
Reply:A county hospital with a dental department will charge you on a scale depending on your income.





Or try a local dental college; the students do the exams, etc., with fully licensed dentists observing. You can save a ton by doing that.
Reply:some places are there to help then theres some to say no money no help,but talk to then let them know your sistuation,i think someone will help you,it may take alittle time,some places,have free for people who dont have insurance,good luck find help
Reply:go to some clinics and ask if they have pay plans !this plans have different ways that you can pay them !!
Reply:Another alternative that you can use, is a PAO for your dental needs. I have a dental plan that is very affordable for my family. They have been around for 15 years and are the #1 Provider Access Organization in the U.S. It is only $19.95 for an entire household. There is no deductible or co-pay. Cosmetic procedures are covered. All specialists and braces. There are no caps or limits utilizing the benefits. The providers within the network are of high quality and value. Do your research at http://Stacie.OneSimpleCard.com and go to http://www.MyBenefitsPlus.com/40496082 . I hope this is helpful for you and your family.